If Synchrony Bank is calling from phone number (855) 844-0114, remain calm and steer the conversation. Never give out your personal or financial details until you confirm the caller’s identity.

Verify the Caller and Safeguard Yourself

Scammers often call repeatedly pretending to be debt collectors. Always check who is on the other end. Ask for their full name, company name, callback number, and clear information about the alleged debt. Request the creditor’s name and the total amount owed.

Similar numbers include 8558440114, 1-855-844-0114, 855-844-0114 and +1 (855) 844-0114.

Genuine debt collectors must send you a written validation notice within five days after first contact. This letter should spell out the debt, name of the creditor, and explain your rights to dispute it.

Help and Legal Support Are Accessible

After gathering these details, take time to confirm the debt before sending money or sharing any bank information. Pull your credit report or contact the original creditor to check if the debt is legitimate. You can explore professional legal support, often available for free if your case is considered valid. If the caller will not provide written proof or insists on quick payment, see it as a red flag for a scam.

Block and Report Suspicious Numbers

Take action if needed by blocking the phone number and report any suspicious activity to the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), or your state attorney general’s office.

Keep detailed notes about every call and message. These records will help you resolve false claims and back up any complaint against improper collection actions.

Jane